Animals of all varieties can inflict serious punishment on your customers’ vehicles. Collisions with deer cost insurance companies more than $1 billion annually, the result of roughly 1.5 million accidents. Of these, nearly 200 people are killed each year, and (presumably) a much larger number of deer! West Virginians have a one in 37 chance of being involved in a deer-related accident, the best (worst?) odds of hitting the Bambi lottery in the continental United States.

Alaskans, New Englanders and our Canadian friends also need to watch out for moose. At nearly 7 feet tall and more than 1,000 pounds, a collision with a moose is more than 10 times as likely to result in a human fatality when compared to striking a deer. With long legs and a higher center of gravity, a struck moose often clears the hood and winds up in the windshield or on the roof of the car that hits it.